How to Spot Red Flags in Your Finances — in Under 5 Minutes a Week
Most SME financial problems don’t appear overnight.
They build slowly, quietly — until one day, there’s a cash flow crisis, a SARS penalty, or an unexpected loss.
The good news? You don’t need to be an accountant or spend hours reviewing spreadsheets to spot early warning signs.
At Bletchleys, we help SME directors stay ahead of problems with simple weekly habits that take less than 5 minutes — supported by clean, automated financial data from systems like Xero.
Here’s how to spot red flags in your finances — before they become disasters.
The Weekly 5-Minute Financial Health Check
| Check | Time Required |
|---|---|
| Bank balances | 30 seconds |
| Debtors report | 60 seconds |
| Creditors report | 60 seconds |
| Profit & Loss trend | 60 seconds |
| SARS status | 30 seconds |
Total time: ~5 minutes
📌 Tip: With Bletchleys managing your accounts inside Xero, these reports are prepared and ready for you — no number crunching required.
The Real Value: Small Checks Prevent Big Problems
By building a 5-minute financial habit each week, SME directors stay:
✔ Ahead of cash flow pressure
✔ On top of debtor collection
✔ Clear on supplier obligations
✔ Alert to shrinking margins
✔ Fully SARS-compliant
✔ In control — not reacting to financial surprises
Bletchleys handles the daily work — you simply check for trends that matter, and we help address any issues before they escalate.
Want simple, fast financial oversight without the admin?
Let Bletchleys manage your accounts, automate your reports, and help you stay financially in control — with just 5 minutes a week.
Trusted Partners in Cloud Accounting
Proudly working with Sage, Xero, and QuickBooks to keep your business compliant, efficient, and in control.
